Expansion of the money supply (via riba credit expansion) fuels inflation that primarily benefits asset owners while hurting ordinary people. Instead of boosting the economy, interest has encouraged excessive borrowing, driven up house prices, and eroded the value of money and wages over time. Inflation acts as a hidden tax, quietly transferring wealth from the general public to governments and those who already own assets. As a result, younger generations face rising costs, stagnant wages, and decreasing access to homeownership, leading to greater inequality and long term economic instability.