Under the current system banks (including so called "Islamic" Banks) only lend to the already rich.

That's 1 of the features of interest based lending.

If Islamic Banks were truly following Sharia they would lend to poor or rich with the best business ideas

Tarik Al Diwani : pic.twitter.com/N7SnIcdoNa

— Akbar Zab (@ZabAkbar) June 6, 2022